Klyros programs
OUR PROGRAMS

Three Programs.
One Clear Direction.

Each program is built around a specific financial challenge that professionals and individuals in Bangkok commonly face. Find the one that matches where you are right now.

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Context Before Concepts

We start from your real situation, then introduce the concepts that explain it. Not the other way around.

Materials You'll Keep Using

Every program includes worksheets, guides, or checklists designed for continued use after the sessions end.

Sessions, Not Lectures

Programs are structured as conversations, with time for questions built in throughout — not saved for the end.

PROGRAM 01

Financial Vocabulary for Professionals

Designed for working professionals who encounter financial terminology in meetings, documents, and news — but never received formal training to understand it. Three sessions build a working vocabulary for business finance, personal finance, and the language of financial reporting.

Business finance terminology: P&L, balance sheets, cash flow, EBITDA explained in plain terms

Personal finance vocabulary: net worth, asset classes, liquidity, compound interest in context

Interpreting financial news: how to read earnings reports, economic indicators, and fund disclosures

Professional's financial dictionary: context-rich reference guide included with every program

How the three sessions are structured

S1

Business finance — the language of company performance and operations

S2

Personal finance — vocabulary for managing and growing individual financial positions

S3

Financial media — reading and interpreting news, reports, and fund documents with confidence

Program Fee

3 sessions · dictionary & reference guide included

฿4,200
Enquire About This Program
Financial vocabulary for professionals

Best suited for

  • Mid-career professionals entering finance-adjacent roles
  • Managers presenting to financial stakeholders
  • Expatriates engaging with Thai business partners
  • Anyone who wants to follow financial conversations with confidence
Health cost planning Thailand

Best suited for

  • Individuals currently reviewing their insurance coverage
  • Families planning for long-term care considerations
  • Expatriates comparing international vs. local Thai health plans
  • Anyone who has had an unexpected medical expense and wants to prepare better
PROGRAM 02

Health Cost Planning

A practical two-session service for anyone trying to understand and plan for healthcare expenses in Thailand. The Thai private healthcare market is large and variable in cost — navigating it without a framework often means paying more or being poorly covered when it matters most.

Insurance plan comparison: understanding what different plans cover and where the gaps typically appear

Out-of-pocket cost estimation: building a realistic picture of potential healthcare spending over time

Critical illness financial preparation: how to approach the cost dimension of a serious health event

Long-term care cost awareness: planning for care needs in older age within the Thai system

How the two sessions are structured

S1

Healthcare system overview, insurance comparison tools, and your current coverage review

S2

Cost estimation, critical illness preparation, and completing your personal health cost planning worksheet

Program Fee

2 sessions · health cost worksheet & insurance checklist

฿6,000
Enquire About This Program
PROGRAM 03

Sabbatical & Career Break Financial Planning

A three-session program for anyone seriously considering a deliberate break from employment. The financial dimension of a career break is often what stops people — or leads to a poorly prepared departure. This program addresses that directly, from initial runway calculation through to re-entry readiness.

Financial runway calculation: how much is enough, and how to assess your actual position

Expense reduction strategies: identifying where your spending can shift without affecting wellbeing

Benefit continuation planning: what happens to insurance, provident fund, and social security during a break

Re-entry financial preparation: how to position yourself financially for returning to employment

How the three sessions are structured

S1

Your current financial position — income, assets, liabilities, and monthly burn rate

S2

Runway scenarios, expense strategy, and benefit continuity planning during the break

S3

Re-entry planning and completing your sabbatical financial plan and countdown checklist

Program Fee

3 sessions · sabbatical plan & countdown checklist

฿10,500
Enquire About This Program
Sabbatical financial planning Bangkok

Best suited for

  • Professionals considering a break of three months or more
  • Individuals planning parental leave beyond standard entitlement
  • Those transitioning between career fields and needing a gap period
  • Anyone who wants the financial clarity to make this decision well
PROGRAM COMPARISON

Choosing the Right Program

Not sure where to start? This overview may help clarify which program suits your situation.

What you're looking for Vocabulary Health Costs Sabbatical
Understanding financial terms at work
Making sense of insurance plans
Planning healthcare costs in Thailand
Calculating how long your savings will last
Preparing for a career pause
Reading financial news and reports
Number of sessions323
Program fee฿4,200฿6,000฿10,500
SHARED STANDARDS

What Every Program Includes

Strict Confidentiality

All client information shared during sessions is held in strict confidence under our PDPA-compliant privacy practices.

Current Content

Program materials are reviewed and updated when relevant changes occur in the Thai financial or healthcare landscape.

No Commission or Referral

We earn nothing from any financial institution or product provider. Our incentive is entirely your understanding.

In-Person or Online

All programs are available at our Bangkok office or via secure video call, with identical content and materials.

Post-Session Support

Questions that arise between or after sessions can be sent by email. We respond within two business days.

Initial Conversation at No Charge

Before any program begins, we offer a brief introductory call to confirm the program is the right fit for your situation.

READY TO START?

Which Program Fits Your Situation?

Reach out and we'll talk through it together. An initial conversation is free and takes around 15 minutes.

Book an Initial Conversation